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Has agreed to pay $19.2 million to resolve claims that it underpaid washington policyholders. Web if your vehicle is damaged in a car accident, an insurance company might decide it's a total loss (totaled). Web a car is declared a total loss for insurance purposes when the cost of repair exceeds the vehicle’s actual cash. Web progressive direct insurance co. Web mcdorman randomly selected 200 total loss claims to use as an example of salvage vs. Web total loss consulting (tlc) has now launched nationwide, helping consumers receive the correct value for.